What $350,000 Buys in The Villages Right Now

$350,000 is the busiest price point in The Villages — it’s where the largest number of buyers and sellers meet. It also happens to be a price that buys something worthwhile in every area, which makes it a perfect lens for understanding the market.

Prices below are typical ranges as of 2026 and change with the market. Kevin can pull the current live listings for you in a minute.

In the North: a lot of house, little or no bond

Around Spanish Springs and the villages just south of it, $350,000 buys a Designer home of 1,800–2,000 square feet, often on a larger lot, frequently with a paid-off bond. It may need a kitchen update or a roof in the next few years, so ask about both. Your monthly costs will likely be the lowest of any option on this page.

In the Central area: a well-kept Cottage or Courtyard Villa

Close to Lake Sumter Landing, $350,000 gets a Courtyard Villa with a finished lanai and maybe a small pool, or a Cottage with a two-car garage. Bonds here are usually partly paid down. You are paying for location — two squares, the most rec centers and championship golf within a short cart ride.

In the South: a newer Cottage or entry Designer

Near Brownwood, $350,000 buys a Cottage built in the 2010s, or a smaller Designer on a standard lot. Expect a bond balance in the mid-teens and a slightly higher maintenance assessment. In return you get a newer roof, a newer HVAC and a bigger garage.

In the Newest villages: a new Courtyard Villa or Cottage

In Fenney, DeLuna and the villages around Sawgrass Grove and Eastport, $350,000 buys a new or nearly new Courtyard Villa or Cottage — but with a full bond of $25,000–$30,000 and, on new homes, landscaping and window treatments still to buy. Great if you want new; just be honest about the extra monthly cost.

What $350K does not buy

• A Premier home anywhere.
• A golf-course or water view in the Central area (add $75K–$150K for that).
• A Designer with a pool in the South.

The monthly number matters more than the price

Two $350,000 homes can differ by $300 a month once you add the bond, the maintenance assessment, the amenity fee (about $204 a month for new purchases), property taxes (Sumter County is the lowest of the three counties) and insurance. Put both into the True Monthly Cost Calculator before you fall in love with either.

See what’s actually available today: Homes for sale in The Villages under $400K. And ask Kevin for the sold data — what homes actually closed for at this price in the last 90 days tells you more than any listing.